Money Mechanics of the Pivot
List fixed and flexible expenses, subtract nonessential items, and model three scenarios: conservative, expected, stretch. Build a six-month buffer if possible. Our readers often find hidden savings in subscriptions. Want the spreadsheet? Subscribe and we will send it today.
Money Mechanics of the Pivot
Freelance, contract, or part-time roles create oxygen while you re-skill. Elena, 50, consulted ten hours weekly while finishing a UX program, protecting her savings and confidence. What bridge work suits your talents? Share so others can suggest leads.
